Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Click Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- A F&M Trust Loan Officer will follow up to answer your questions.
We offer free pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 717-264-6116 or Toll Free 1-888-264-6116.
Rate Watch -- Keep an eye one rates. Sign up have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.
Home Equity -- Need to consolidate debts or make home improvements? Apply for a home equity loan or line of credit.
Calculators -- Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.